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Cutting Off Wasteful Habits Before Ramadan Is Important For Keeping Your Wallet Safe And Ensuring Peaceful Worship

Ramadan is just around the corner! Besides preparing your body and heart, don't forget to check your finances. Many people unknowingly develop spending habits that can empty their wallets before Eid. To have a more peaceful Ramadan and keep your finances secure, let's start breaking these habits now.

1. Impulsive Checkout? Time to Stop Now!

Ramadan discounts can be tempting, but if not managed, your holiday bonus might disappear before Eid. From now on, try making a shopping list and set a budget to avoid overspending. Implement a 24-hour waiting rule before purchasing non-essential items. If you still struggle, consider using a separate shopping wallet to keep your spending in check.

2. Eyeing Treats = Wallet Woes

Hanging out often leads to mindless snacking. With food promotions on apps, your balance can dwindle before Ramadan ends. Start limiting online food orders to once a week and set a specific budget to avoid overspending. If self-control is tough, try uninstalling shopping apps for a while.

3. No Emergency Fund? Ramadan Could Be Stressful

Rising prices, extra needs for pre-dawn meals, or unexpected expenses? Without an emergency fund, Ramadan can become dramatic. Make sure you have savings for emergencies, at least 10% of your income. Keep it in a separate account to avoid temptation, and when you receive your holiday bonus, don’t spend it all at once! Set aside some for your emergency fund.

4. Financial Protection? Essential for a Calm Ramadan

What if you suddenly get sick or lose your income during Ramadan? Without financial protection, emergencies can lead to stress. One of the best ways to prepare is through financial protection. PFI Mega Life offers various insurance options tailored to your needs. This way, you can focus on your worship without financial worries!

5. Remember Zakat, Don’t Just Focus on Flash Sales.

Many people only think about paying zakat right before Eid, but it's an important part of Ramadan that shouldn't be missed. To avoid forgetting, set aside zakat funds early and use an online zakat calculator to find the exact amount. It's easier now since you can transfer through financial apps.

What habits do you still have? Let's start changing them now! Remember to keep your finances secure. With better financial control, your worship will be more focused, and Ramadan will be even more blessed.

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Tag: Ramadan Wallet Safe