lifestyle

Getting To Know Qanaah, A Frugal Living Lifestyle Based On An Islamic Economic Perspective

Frugal living or a frugal lifestyle is increasingly being applied by the public as a strategy to manage finances wisely. However, how is this concept viewed from an Islamic economic perspective? 

An economics expert from IPB University, Dr. Laily Dwi Arsyianti, revealed that from a sharia economic perspective, the concept of frugal living is known as qanaah. This means an attitude of feeling sufficient, not excessive, and avoiding wasteful and extravagant behavior. 

According to her, the principle of frugal living can be applied in everyday life according to Islamic teachings. Frugal living or qanaah also does not mean being stingy, but rather a simple attitude of living without sacrificing basic needs. 

"The line between being frugal and stingy is indeed thin, but frugal living in Islam means not being excessive and still sharing. For example, when we treat others or donate, that is actually one of the ways to open up sustenance," said Laily in a written statement, quoted on Saturday (12/4/2025). 

In implementing the qanaah lifestyle, Laily emphasized the importance of maintaining a balance between needs and sharing. Some ways that can be done are avoiding excessive consumption, shopping according to needs and avoiding consumer behavior that only follows trends. 

The next way is to give gifts in moderation. When giving gifts or souvenirs, adjust them to your budget without reducing their meaning and benefits. 

"Don't forget to keep sharing. Alms and donations must remain part of healthy financial management," said Laily. 

In order to avoid waste without reducing the quality of life, Laily suggests not being tempted by flexing and not getting caught up in prestige or a consumerist lifestyle. In addition, make use of items that are still suitable for use, rather than continuing to give new ones. 

Laily also suggests making a clear financial plan, including separating accounts or savings into three categories. Namely a daily account for daily needs, a specific purpose account such as homecoming and education funds, and an emergency account that is only used in urgent conditions. 

"In order to continue to meet future needs, investments that are in accordance with sharia principles are a wise choice. Some forms of investment that can be applied are monthly deposits and sharia term savings," he said. 

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Tag: Frugal Living Lifestyle Getting To Know Qanaah IPB University